As a kid, I remember my mom coming home from her real estate office with giant stacks of papers representing the homes on the market in our town. It was the only way she had to help her clients find a great property. It was a tedious process. These days, our information highway delivers a wealth of data to agents and consumers quickly and easily. With so much information at our disposal, the most tedious task we have is determining the best way to utilize this data to find the right home at the right price.
4 Steps to Buying a Home Using the Internet
Step 1 - Apply online with a LOCAL lender (if you are financing)
The first step is to talk to a local lender and find out how much home you can afford. You will apply online and they will respond with an approval statement. Why would I not recommend using a national online lending service? Because it is currently a competitive market in our area and sellers often have multiple offers for their home. Price is not the only consideration when determining the best offer. Smart agents advise their clients to choose the offer that will close. Close on time and with the least hassle. I always advise my seller clients to look at the financing. A contract that will close on-time and hassle-free is key. Strengthen your position - make sure that you have a quality lender that will oversee the transaction from start to finish. A lender that works and deals in your local market, knows your local neighborhoods, and can guarantee a smooth transaction is worth the effort. Need a good local lender? I've got that.
Step 2 - Begin your online search
Now that you know what you can afford, you can begin your search. Start with an online search engine that is close to your local MLS - Multiple Listing Service. This website is a great place to do this. It is updated from our local listing service each day and gives you updates on the status of properties within your criteria. Once your searches are saved, you will receive a daily or weekly summary on any new or changed properties. It is also optimized for the way you live today - works great from your smart phone or tablet. You can use a national portal for your quest and get similar results. However, using my website will put you in closer contact with a local resource to answer your questions as they arise. The first three items at the top of each property detail page on my website provide options to mark it as a favorite, request information, or schedule a showing. Technology sure is swell! My mom would have loved this.
Step 3 - Research your favorites
Get a feel for the homes in your target area - at your target price. Start selecting your favorites as they come up for sale. Check on the pricing history of your desired listings. Research the public tax information. Study the property from satellite maps to see what is close by. Ask me questions. I get questions all the time about HOAs, schools, nearby foreclosures, and property condition. I can send you disclosure statements and other information on your favorite homes. Check out the schools and crime reports.
Step 4 - Showings and strategies
There is a limit to how much you can do online. At some point in time, you need to get out into the physical world and view the home of your dreams. Don't be afraid to enlist a real estate agent. There is typically no fee for using an agent to help you purchase a home. I will take you to view your favorite homes. Once you find the perfect one, I will guide you with my proven strategies to win in this competitive market. I will negotiate on your behalf using the tools and techniques that have brought the greatest success for my clients.
Get Started Right Here
Ready to begin your online quest to buy a great home? If you need to find out what you can qualify for, begin the online mortgage approval process here.
Already qualified or paying cash? Move on to your online home search with one of the best online search websites in the north Texas area. Start your search here. When you are ready to get up from the keyboard and show up at the front door, give me a call.