Money Matters

Dec. 13, 2018

Does it hurt your credit to shop mortgage rates?

It's OK to shop around!

I encounter many buyers that are nervous about talking to a lender. Many get defensive at the suggestion that they get pre-approved. Dig a little deeper into the objection, and I usually discover that the buyers are more concerned about protecting their credit score ...

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Jan. 6, 2018

Biggest real estate concern for 2018 isn't the new tax code – it's the …

Real estate changes in 2018

... mortgage interest rates

I just read this very thorough review of housing affordability by the Texas A&M Real Estate Center. It discusses the new tax code and how it impacts the real estate market in Texas. Truth is, very few households are affected by the Tax Cuts and Jobs Act ...

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Oct. 2, 2017

Allen's 3rd Quarter Market Condition Report

 

The Numbers Are In ...

The latest numbers for Allen are in and they show exactly what we've been saying for weeks now. The market is shifting. The most eye-opening number from this quarter's results is the number of failed listings - homes that canceled or expired without being ...

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Sept. 20, 2017

Is Your Debt Keeping You From Buying A Home?

Are You Drowning In Debt?

I just read a great article about ways to get out of debt. I love Dave Ramsey and he's got a great plan to get you on track with your finances. 

In my experience there are 4 categories of buyers:

  • Buyers that have ...
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July 9, 2017

Do you think that credit score app is legit?

Should you rely on a credit score app when you are ready to buy a home?

I am not writing this to denounce the online credit apps out there. Rather, I want to set expectations about your credit score and your ability to qualify for a mortgage loan. You see ...

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May 4, 2017

The Dark Side of Selling Your Home

Why I don't sell a home before it publicly lists

I call it the dark side of the industry - owners persuaded to sell their home before it is put on the market. Somehow people have been convinced that this is a good thing. Agents actually brag about selling a house before ...

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April 6, 2017

Allen Texas 2017 Quarterly Report

1st Quarter Results Are In!

Yes. It is good to see the market thriving like it is. It is one of the many reasons we love Texas and we love the Allen area. Take a look at the report here. If you need these same details for any other community ...

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March 3, 2017

A Buyer's Checklist

how to buy a house

A Complete Checklist From Beginning To End

Buying a home can be an overwhelming task, especially for a first-time buyer. That is why I have developed a checklist to help you understand what you need to do to accomplish your goal of home ownership. 

Before You Start

Before you ...

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Oct. 1, 2016

10 Rules For Obtaining a Mortgage

10 rules for mortgage

Financing your new home? Follow these rules...

It is very important that once you get approved for a home loan that you not do anything that will jeopardize your credit rating. Your loan officer will give you a game-plan if there are any items in your credit report that need ...

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Posted in Money Matters
May 4, 2016

Elevate Your Credit Score Before You Buy A Home

How to improve your credit to buy a home

Is Your Credit Score Ready For A New Home?

How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt your chances of being able to open a credit card, apply for a loan, purchase a car ...

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